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Attaining the best possible education is a dream of every child. Educational loan is a financial walk stick which supports the students who are willing to purse higher education in India or abroad. It is like an elevator taking you smoothly towards the aim of your life. And, any child can excel if he has the right tool and aid to display his true potential. A student is required to have admission in carrier-oriented courses at graduation or post graduation level from recognized college/ university for obtaining education loan. Education loan for abroad studies is also available at minimal interest rates. Education loan endeavors to spread education and prosperity by not letting the deserving students stay away from their goals in life due to lack of money.

Quantum of finance

Depending on the repaying capacity of students/parents with margins, the quantum of finance is capped maximum of Rs. 10 lacs for students applying for studies in India and Rs. 20 lac for studies abroad. It is designed to cover the tuition fees, cost of books and hostel charges, if any.

Benefits of Educational Loan In India

Avail tax benefits under section 80E of income tax Act 1961
Flexible repayment options
Option to avail insurance cover for your loan